Auto Insurance

Whether you've got an affordable sedan that gets you from point A to point B or a luxury car, you should have insurance. Here's what you need to know if you're planning on purchasing an auto insurance policy from Thacker Insurance Services.

Understanding the Law

The first thing you need to understand when it comes to auto insurance is whether or not you're required to carry it. You need to have a valid insurance policy and driver's license to drive in most states, while in some states, you only need a driver's license. Technically, it is legal to drive without insurance in those states if you so choose.

It's important to understand that not having insurance doesn't excuse you from paying for damages. If you're involved in an accident and you don't have valid insurance, you'll have to pay out of pocket for bodily injuries and property damage to the other party. For a lot of people, this simply isn't an option considering how costly that can be.

Coverage for Everyone

As is the case with most types of insurance, auto insurance varies a bit in terms of the coverage you get. It's important to talk with your insurance agent to make sure you're getting the right policy for your car. If you have a luxury foreign car or a classic car, you may want to purchase specialty coverage to make sure you're covered.

You may also want to talk to your insurance provider about how much coverage you have for bodily injury and property damage. If you want to avoid paying out of pocket for a collision, it may be best to add a little bit of coverage.

No matter what type of car you drive, it's important to have good insurance. If you need help finding an auto insurance policy that fits your needs, get a free online quote from Thacker Insurance Services today.

While our offices are located in Manassas, VA and Washington DC, we serve clients all across DC, Virginia, Maryland, and other states.